Jacob reminds the Nephites why they hate the Lamanites (because they are filthy and have dark skins)--He warns
them that God will curse them for having more than one wife by making their skin evern darker than that of the Lamanites. (544-421 BCE)
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Repent or their skins will be whiter than yours
1 But behold, I, Jacob, would speak unto you that are pure in heart.
Look unto God with firmness of mind,
and pray unto him with exceeding faith, and he will console you in your afflictions, and he will plead your cause, and
send down justice upon those who seek your destruction.
2 O all ye that are pure in heart, lift up your heads and receive the pleasing word of God, and feast upon
his love; for ye may, if your minds are firm, forever.
I, Jacob, would like to talk to you who are pure in heat. 
3 But, wo, wo, unto you that are not pure in heart, that are filthy this day before God; for except ye
repent the land is cursed for your sakes; and the Lamanites, which are not filthy like unto you, nevertheless they are
cursed with a sore cursing, shall scourge you even unto destruction.
The Lamanites aren't filthy like you, yet they are cursed with a sore cursing.
4 And the time speedily cometh, that except ye repent they shall possess the land of your inheritance, and
the Lord God will lead away the righteous out from among you.
If you don't repent, they will possess your land.
5 Behold, the Lamanites
your brethren, whom ye hate because of their filthiness and the cursing which hath
come upon their skins, are more righteous than you; for they have not forgotten the commandment of the Lord,
which was given unto our father -- that they should have save it were one wife, and concubines they should have none, and there
should not be whoredoms committed among them.
6 And now, this commandment they observe to keep; wherefore, because of this observance, in keeping this
commandment, the Lord God will not destroy them, but will be merciful unto them; and one day they shall become a blessed
7 Behold, their husbands love their wives, and their wives love their husbands; and their husbands and
their wives love their children; and their unbelief and their hatred towards you is because of the iniquity of their
fathers; wherefore, how much better are you than they, in the sight of your great Creator?
You hate the Lamanites because they are filthy and the cursing that has come upon their skins.
But they are more righteous than you, because they don't have more than one wife and they have no concubines.
8 O my brethren, I fear that unless ye shall repent of your sins that
their skins will be whiter than yours, when ye shall be brought with them before the throne of God.
Unless you repent your skins will be whiter than yours.
9 Wherefore, a commandment I give unto you, which is the word of God, that ye revile no
more against them because of the darkness of their skins; neither shall ye revile against them
because of their filthiness; but ye shall remember your own filthiness, and remember that
their filthiness came because of their fathers.
10 Wherefore, ye shall remember your children, how that ye have grieved their hearts because of the example
that ye have set before them; and also, remember that ye may, because of your filthiness, bring your children unto
destruction, and their sins be heaped upon your heads at the last day.
Don't revile the Lamanites for the darkness of their skins.
Their filthiness came upon them because of their faithers. 
11 O my brethren, hearken unto my words; arouse the faculties of your souls; shake yourselves that ye may
awake from the slumber of death; and loose yourselves from the pains of hell that ye may not become angels to the devil,
to be cast into that lake of fire and brimstone which is the second death.
Don't become angels of the devil to be cast into the lake of fire and brimstone whish is the second death.
12 And now I, Jacob, spake many more things
unto the people of Nephi, warning them against fornication and
lasciviousness, and every kind of sin, telling them the awful consequences of them.
13And a hundredth part of the proceedings of this people, which now began to be numerous, cannot be
written upon these plates; but many of their proceedings are written upon the larger plates, and their wars, and their
contentions, and the reigns of their kings.
I said many more things to the Nephites, but I can't fit them on these small plates. 
There's much more written about their wars and kings on the larger plates.
14 These plates are called the plates of Jacob, and
they were made by the hand of Nephi.
And I make an end of speaking these words.
- Behold, I, Jacob, would speak unto you that are pure in heart. (v.1)
Remember how God cursed the Lamanites (Native Americans) by darkening their skin? Well, he'll do it to you too,
if you don't repent. That is the lesson of Jacob 3.
Back 2 Nephi 5, in God cursed the Lamanites, causing "a skin of blackness to come upon them" to
make them appear repulsive to the "white, and exceedingly fair and delightsome" Nephites.
And it worked, too. The Nephites hated the Lamanites "because of their filthiness" and dark skins. But now God says that the filthy
Lamanites are more righteous than the Nephites, because they haven't committed whoredoms by having more than one wife like the Nephites
(and Joseph Smith, Brigham Young, and Mitt Romney's great grandfather).
- The darkness of their skins ... and ... their filthiness came because of their fathers.
God made the Lamanites filthy and dark-skinned "because of their fathers." (2 Nephi 5)
Are we punished for the sins of others?
- I, Jacob, spake many more things. (v.12)
Jacob continued his sermon to the Nephites, but he only has space for less than 1% of it (which began to be numerous)
in the small plates.
See the large plates for the details.
- These plates are called the plates of Jacob, and
they were made by the hand of Nephi. (v.14)
Jacob's small plates are called the plates of Jacob, and they were made by the (dead?) hand of Nephi.
And that's all Jacob has to say about that.